Reduce monthly debt payments: Not all of us are in such a dire situation that we can just have our debt forgiven. However, you can cut your payments by up to 80% by refinancing. Most credit cards have interest rates above 25% and Even Financial’s listed loans are as low as 5%. It wont change the amount of your debt, but it can reduce your monthly payment significantly.

It’s not easy to change your lifestyle. Retiring alone is a huge change. It’s dramatic enough to stop working, stop the routine, stop the personal connections let alone worry about the financial aspects of retirement. The switch from full time work to full time retirement is difficult even without having to worrying about affording a comfortable retirement for 30-40 years. But there are many Americans having to do just that. The problem stems from people who make little or no provision for retirement, expecting Social Security benefits to pay all their bills. It was never designed for that...


If you have experience as a personal assistant, secretary, admin assistant, or something in a similar field, then becoming an online PA may be a great role for you. Many professionals want someone to help organize their business and personal affairs. Jobs could include sending emails, managing financial affairs, booking flights and arranging day to day activities. If you are interested in this line of work there are many PA agencies that are crying out for reliable assistants.

Launch a Blog or Podcast: Similiar to creating YouTube videos, a successful blog or podcast can provide a source of income through advertising, affiliate marketing, sponsorships and as a means to sell other products such as e-books. Starting a blog is easy with WordPress.org and thousands of themes, or designs, to choose from. The article, How to Start a Blog Today is a good general guide. And How to Start a Podcast: Pat’s Complete Step-by-Step Podcasting Tutorial is an in-depth overview of how Pat Flynn began his successful Smart Passive Income podcast series.
When I tell people I make money online they tend to assume that I'm running some sort of Ponzi scheme. But I've never been a good enough liar to pull that off, so instead I blog. While I make pocket change compared to the biggest names out there, there are plenty of other people who have completely replaced their full-time jobs in favor of making a living online (and we're talking six-figure revenues).  

As many of you know, I am a big believer in the power of personal development work. If you want to be the best, you need to learn from the best. Take an online course, watch YouTube videos, go to seminars, or research and review successful affiliate blogs. By investing the time and energy into building your skills, and doing the hard work to master the game, you will set yourself up for success much faster.
Competition is stiff, but if you are a savvy designer, this is a good way to pick up extra dollars. Even better, if you are an artist, this is a good way to make your art skills pay off. Consider that every design will need to have a reason why the customer should buy the book or follow that person on Twitter to have a real impact. Twitter backgrounds, in particular, are in hot demand right now. For measurements and caveats of Twitter backgrounds, read “How to create your own Twitter background.”
How many email newsletters are you bombarded with every single day? There’s a reason for that. Marketing to an actively interested group of email subscribers is one of the best ways to make money online. There have even been million-dollar businesses built from simple email newsletters like TheSkimm, or Mister Spoils. Each newsletter targets a specific type of user with interesting, daily content, while also partnering with relevant companies and affiliates to bring in extra money. If this seems daunting, it’s not. Tools like MailChimp, Seva (formerly ConvertKit), AWeber, and ActiveCampaign, make it easier than ever to get started with email marketing.
Harris Poll Online is another legit survey site that pays people to complete surveys. When you join Harris Poll Online (it’s free to join), you’ll fill out a profile.  Harris Poll Online shares information about you to other companies. This helps companies get surveys from people with coordinating interests. FYI, the information you share is secure and never sold to third parties.
This has become a popular business model for online entrepreneurs over the past several years, and will probably just continue to grow in popularity. The best thing about selling online courses is that once you do the up-front work in creating the course and setting up your marketing strategy, you can get paid over and over again for work you do once.

Start a YouTube channel. You can earn money from uploading videos on free services like YouTube because of the advertisements it plays before and during popular content. While there are millions of users and competing channels, don’t get discouraged before you try it out! After all, many of the most successful YouTube stars started out as teenagers looking to make a few extra bucks while having some fun. Just make sure that you keep your parents abreast of what content you're putting up and have them help you handle user comments in order to stay safe.[12]


In Paid Viewpoint, your opinion counts and you also get to count some money. Signing up is fast, easy and free and you are paid through PayPal. You get money as soon as you finish signing up- $1 is sent to you after completing this process. A feature called TraitScore enables you to earn more money for every answer in surveys. This is after you get to 9000 or a higher TraitScore. Your network is your net worth. This is a phrase that has been said over and over. You will get to experience this through Paid Viewpoint as you earn as your friends cash out. This amount can go up to $25 for each and every one of your friends. When you cash out, the money is processed and sent to you through PayPal. The funds are sent to your account quickly, 72 hours being the maximum time. Click here to join!
I do surveys with Pinecone, and yes they do have points now for the surveys, but you can still use the points for cash. Each survey gives 300 points and 300 points is equal to $3.00 if you use the cash option. The cash option is under the “featured” part of the rewards page. I never had to change anything and when request the cash from points, it’s still sent to my paypal which is how I had it set up before, even though it goes through confirming your address. I haven’t looked much through other rewards offered, but from what I’ve seen they look pretty decent.
Many people fancy themselves as designers. If you have a unique idea for a new product then it may be time to get it designed. This can be a long process involving prototypes, discussions with factories, package design, and much more. However, the profits once the product is on the market could be substantial. And remember, with Amazon FBA, your products can all be stored and shipped by Amazon, giving you time to think up your next invention. Learn more about Amazon FBA with my How To Start An Amazon FBA Business Guide.
There are entire books written on how to become a virtual assistant, so this job is definitely worthy of more research. My advice: Focus on one niche (I just hired Lisa Morosky of VA for Bloggers, for instance.) Also, reach out to potential customers directly and let them know what you can do for them instead of hitting up freelance web sites. Finally, you may want to consider resources such as AssistU, which provides training for up-and-coming virtual assistants.
This one doesn’t make money on YouTube, to be honest. Assuming you have made a lot of videos, and are knowledgeable about the topics that you do your videos on. Then video content can be used to establish yourself as an authority and indirectly sell your services. Lead generation uses the video as a means to an end. At the end of your video, leave your audience wanting to learn more about what you do and then provide

If there is a hotel near to where you live, you could make money cleaning rooms at the weekends. A chambermaid is responsible for changing sheets, picking up and delivering laundry to the linen room, cleaning the rooms and bathrooms and sometimes preparing and serving in-room breakfast. It’s not great money and the work can be hard, but it’s usually just a morning job leaving you the rest of the day free to make more money.

There are also shopping apps like ibotta, MobiSave, and checkout 21 that give you money back for shopping. And the Walmart app has a savings catcher feature where you take a picture of the barcode or upc at the bottom of your receipt and they search all surrounding store and if a lower price is found they give you the difference back. I have made about 50 bucks total from this app and 20-30 from things like ibotta.
I am 18 and although i don’t earn 2–3 lakhs, but i am able to earn 50k approx per month.Its a big amount for a guy who is 18 years old, isn’t it? Now u would be asking how could a 18 year old boy earn that much. Well the entire amount of money i earn is through online. Although i do not earn the entire money from one website, i earn it from various sources like Freelance, Youtube and through Fiverr. But i don’t know if i can dedicate so much time towards these in near future, as i am getting admitted to IIT BOMBAY(secured AIR 115 in JEE ADV). Internet has become a great place for students to earn money during vacations or during their free time.
Re-skinning apps is a pretty simple process. Basically, you purchase/create a template, change the graphics of the template, and then sell the app. The entire process will take between 1 and 3 hours depending on your experience. After having re-skinned apps for over a year now, I’ve found that the typical re-skinned app sells for between $100 and $300. However, I’ve had single re-skins that have sold for over $2,000! That’s a lot of money for an app that took just 1–2 hours to make!
This isn’t to scare you off. I simply want you to know that this guide is going to focus solely on ways to make real, sustainable extra income online. Not just a few bucks. I want to share all the mistakes I've made that got me to where I am now so that you don’t have to go through them, and can build a successful online source of income for yourself.
Last, but not least, is a service we recently reviewed here at MakeUseOf Swagbucks Gets You Giftcards For Doing Stuff You Already Do Online Swagbucks Gets You Giftcards For Doing Stuff You Already Do Online Swagbucks is an interesting way you can earn some moola on the Internet, and you don't really have to change your usual habits. Read More called Swagbucks.

The biggest advice I can give is to pick a small niche, set up a site and start experimenting. Make mistakes and learn from them. That’s the only way you are going to succeed. Of course, have realistic expectations. It took me more than 1-2 years to start making decent money. But the beauty of it is that once you make that first dollar, you know it works and at that point it just becomes a matter of scaling it up, working harder and smarter to scale up your business.
Consult on social media: If your savvy with a number of social media platforms and know what it takes to gain followers and get posts noticed, consider selling your services to small businesses and organizations. To find out what’s involved in doing social media consulting work see: Become a Social Media Consultant, a 12-Step Guide and What to Charge for Social Media Work.
This is another type of gig that you will likely need to keep your feelers out in order to score. Don't be afraid to market yourself, and be sure to keep your own social media profiles clean and business-friendly. Nobody will want to hire a teen who is posting foul language or inappropriate memes, so if you want to do that, keep it on a private account where would-be clients won't find it.
To make money online you need to have a niche site. Blogging in a niche will make it easier to become an authority and rank with Google. Choosing the right niche is important. Choose one large enough to have a good readership but small enough to make ranking easier. Ranking within Googles top ten search ranking will drive thousands of readers to your site.
I loved the landing page idea. This would be very effective in one case ONLY. If you are promoting a product or a an eBook this would work very fine OR increasing an Email list by offering something for FREE. You know in this life “Nothing is for FREE”. So you are giving your visitor for an example “A guide to how to install a blog template in wordpress or blogger” or “how to monetize your blog?” a FREE guide will drive this visitor to type his email and hit the subscribe button right away. But if the visitor a PayPal Button he just click the MAGIC X button on the top of his browser. Landing pages are very effective when you know how to use them.

If you’re a fitness buff and have the right combination of charisma and business sense, working as a part-time online personal trainer can be both physically and financially rewarding. Once you build up a reputation and client base for yourself, it could easily turn into a full-time endeavor for you. Check out this interview with several fitness blog owners who are making a living online, from MonetizePros. As well, I'd recommend checking out this resource if you want to take this business idea seriously and get started with a business plan for your personal fitness trainer business today.
Once you have decided what type of product you are going to sell, you need to decide where to sell them. Selling merchandise on Amazon or eBay aren’t your only options. Creating your own eCommerce store is another way to promote your products and generate sales. Once you have decided what you are going to sell, whether it is white labeled products, your own designs, or other people’s merchandise, you can set up an eCommerce website to display these products.
I’ve thought about doing some of these money makin things! But seems like I just get the run around to keep doing same survey over an over or end up no where! Thinking about making my own page An advirtize for taking to store doctor appts go visit an old friend! Things like cleaning houses An cars Running errands pay bills, take car for services! Shopping , writing letters for them! I have a list of things to do to make people lives easier an earn some extra money for me!!! Thanks for ur advice I’ll just have to go over stuff see what I think will work best for me ! Thank you Tina L Taylor
First of all, a concrete goal like yours is a great way to start your job hunt: you know exactly how much money you need and what you want to use it for, so you don't need any extra incentive to get out there and start earning. Start by writing down your monetary goal of $181.16 and then keeping track of any money you make along the way so you can monitor your progress toward that goal. After that, start your job hunt! If you don't have any local grocery stores or shops that will hire fourteen-year olds, ask your parents and family friends if you can start a babysitting gig or odd jobs like yard work. If that doesn't work, try getting your family together to have a yard sale or a bake sale. It probably won't make all the money you need in one go, but remember that every little bit helps you on your way to the magic number! Also start collecting soda cans and turning them into recycling centers in order to collect the 10-cent per can deposit. You'll be surprised how quickly little things like this can add up!http://www.thepennyhoarder.com/collecting-cans/
Yes, you can make money online.I run a few small niche websites. For instance, How to Convert PDF is a tiny site that has free videos on how to convert other types of documents into PDF format. It sells a piece of software called PDF Creator, and I make a few dollars every time someone buys from that site. I promoted the site using pay-per-click ads and it was profitable. Don’t copy me directly, but do find the intersection of people needing help and a tool, ebook, or software program that will help them fix their problem. Then, create a website designed to get them to buy it!

Not all business owners are tech savvy but the need of the hour is to have a website of their own. Those who have a knack for all- things- tech, especially related to websites, can help small businesses set up their own websites and earn from it. Coding and web designing are the essential ingredients in setting up websites. Further, websites need maintenance and may require frequent updates, which may add to one's revenue. Depending on the client and job, a single project can fetch you anywhere between Rs 20,000 and Rs 1 lakh.
Rather than making money through subscriptions, YouTube channels are based on a traditional advertising system. Meaning the more viewers you get, the more you make. Once you’re approved for the YouTube Partner Program and can start including ads on your videos, with every 1,000 views, you will make approximately $2-$4. Which might not seem like a lot, but if you have 100 videos with 5,000 views a month each, that would be $1,000–$2,000 already. Just imagine if your videos start hitting millions of views!
Holly told me she started writing content in 2011. At the time, she still worked a full-time job but created content online part-time to supplement her income. Over time, she was able to double and triple her rates until she could quit her full-time job to write. These days, she makes bank as a freelance writer and teaches others to do the same via her online course, Earn More Writing.
Using Fiverr is a great way to pick up work. Once you have signed up you can advertise your services. Fiver allows you to create your own gigs, whether you are offering web design, digital marketing, writing, or something else. You can choose how much you want to charge (it can be more than a fiver) and people will then contact you if they are interested in working with you. Fiverr will not only help you get experience if you are just starting off as a freelancer, it will also help you earn some extra cash.
Thanks for the list, Anna. Although I turned 18 nearly three years ago, I appreciate this list and wished that I could’ve seen something like this when I was still 17. Maybe I should email this to my cousin. I had no idea Paypal had a Student Account. I knew about the Paypal debit card, but had no idea that you could get something like this even when you’re under 18.
It’s one of the oldest and most proven ways to make money – buy low, sell high. The buy low part comes from searching garage sales, estate sales, and even thrift stores to find items that are in good condition (“gently used”) but selling well below what they would if they were brand-new. In this way, you might be able to acquire an item for $5, and later sell it for $50.
Rose and others looking for employment this summer: Retry the babysitting idea. Summer is a good time to babysit. Maybe volunteer a few times first and then use those families as references. Tell everyone you know that you are available to babysit. Use email, Facebook, fliers, word of mouth. Also try offering a set time every week, like Tuesday evenings form 5-9 pm in your home. Parents know they can drop off their children without calling ahead. They really appreciate that. It takes time and persistence to get the word out, butit can be done!
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