According to Debt.org, a college graduate in 2014 owes an average of $33,000 in student loans. As more and more young Americans take to higher education, the need to make money online from home will only grow. That requires stringent money management for new entries to the workforce who are struggling to balance a budget and make ends meet for the first time. Paid surveys are a great way to stretchy margins for young people and bring in some extra cash.
Whether it’s an important consumer application, a specialist app to solve a particular niche problem, or even a time-wasting game you can play on your phone, you can create a massively successful business if you build software that helps people. (Look at the rise of Slack—the team communication software that went from side project to billion-dollar company in just 2 years.)
Etsy is the most popular online marketplace for handmade goods and crafts. From bracelets to phone cases, rings, furniture, and more, Etsy is perfect for anyone who is creative and wants to sell their handmade creations. As long as you have the space, this can make for one of the best ways to make money online that can be started with a very limited investment. Consider these 5 steps to starting an Etsy store, from Handmadeology.
By making content that brings people to your landing page highly visible. Take care of your money maker, then come up with some content ideas, then use Upvotes Club (upvotes -dot- club). This company is very dear to me because they have helped me grow my company immensely without a proportional marketing budget. They’re also not violating the terms of service. Why? Because they’re using their own personal accounts to do the upvoting. Buy upvotes and other marketing services from them and you also don’t stand the risk of getting banned or scammed, a risk that comes with similar providers. I can tell you from my own experience that a legit service in this field is not easy to find. Also the price that you’ll be getting ultimately, reported to the traffic received, will be way worth it.
Cryptocurrency or digital currency is the next big thing in currency trading. It’s a digital asset that is used as a method to pay for things, that isn’t run by a government or institution. Bitcoin is the most well known digital currency and was trading at $200 per Bitcoin back in 2013. Now it is worth over $17k and is expected to be worth well over $1m in 2022.
The two popular ones are Poshmark and TheRealReal. Both make it dead simple to sell (and buy!) luxury items. The RealReal will pay you 60% of the sale price (more if you sell a lot) and Poshmark has a tiered commission structure. Sale prices under $15 pay a $2.95 flat fee and everything else is just 20%. Tradesy is another company and they take just 9%.

If you are a Walmart shopper, then use the Savings Catcher on the Walmart app. When you are done with your purchase, scan your receipt and the app will go out over the next several days and search competitor pricing for your products. If they find that someone offered that item for less, you will get a rebate for the difference in the form of a Walmart gift card (redeemable directly from the app.


Creating a jobs board website can be another profitable venture. The ‘jobs’ field can be quite saturated, so it is important to find a niche that is still crying out for a jobs board website. Monetize this type of site by charging businesses to list their jobs on your site. Those searching for jobs could also be charged a fee to access the higher paying job adverts.
After you finish your first assignment, ask if they have any other projects for you to do, if they can provide a recommendation on LinkedIn or if they can refer you to someone else needing more work. Over time you could be making a full-time salary with your translation work. It’s a great way to earn money online by putting your language skills to work.

My name is Jamie Spencer and I have spent the past 5 years building money making blogs. After growing tired of the 9-5, commuting and never seeing my family I decided that I wanted to make some changes and launched my first blog. Since then I have launched lots of successful niche blogs and after selling my survivalist blog I decided to teach other people how to do the same.
As someone who's been immersed in a number of online industries for quite some time, I know a thing or two about what it takes to succeed in this arena. However, just like you, I started at ground zero with little knowledge, but a great deal of passion. What I learned along the way were some invaluable lessons from failure that hurt at the time, but helped immensely in the grand scheme of things.
Focus on the surveys and offers at the top of the list. Here's a tip not many people know. CashCrate has a special algorithm that automatically selects the best surveys and offers and places them at the top of the list. There are several factors that go into determining which are the “best”, including payout, approval rate, and a variety of other factors. But all you need to know is that these surveys and offers are great, so you can do them in confidence! 

We have all said I need money. But did you know you can make free cash by taking internet surveys and reading e-mails? Yes, you can make money online for free! These programs have been helping people in need of cash and money for years now. These are not get rich quick schemes. No, but you will be able to make some extra dollars in your spare time from your computer. All you have to give is a few minutes of your time; you do not need to pay anything. So what have you got to lose? It is 100% completely free money. I have reviewed and rated many different survey companies.
With one of the lowest cash limits in the industry, you can get $10 out when you have accrued just 100 points. If you want to take your earnings in the form of a giftcard, the threshold is even lower, as you just need 50 points, equivalent to $5. Many other survey sites will only pay out after you earn much more, like $50. As with all good survey sites, Opinion Outpost allows you to take your earnings away in vouchers for big firms like Amazon or iTunes, or if you prefer money, to do so through Paypal. As well as paying out early Opinion Outpost also pays extremely quickly, often the same day or in some cases, immediately.

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Webinars On Air is a powerful webinar tool that will enable you to create professional webinars for your viewers. Harnessing the power of Google Hangouts, this all in one solution will take care of all the technical aspects of hosting a webinar, including payments. Also have a look at our guide to the best webinar software, both free and paid options.
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That “urgent” email from a wealthy Nigerian Prince who claims to have a fortune with our names on it, to the blaring online video by the latest rambling internet marketer who swears we can get rich by using their system, to the late-night infomercial that beckons us to try a simple system that countless others have used to get rich, we’ve just about seen it all, haven’t we?
SwagBucks PayPal gift card redemption is definitely not instant. Their website says it can take up to 10 business days. I have cashed in several PayPal gift cards with them and it could take anywhere from 24 hours to the full 10 days to receive them. About 5 business days seems to be most common. Don’t get me wrong…I love earning with SwagBucks. But Paypal payment is definitely not instant.
Once you’ve had children, many parents find themselves caught in the trap of needing to work but wanting to stay home with their kids. Creating your own parenting blog can not only be a way to make some money, it can also help you connect with other parents and make sense of those crazy sleepless early parenting years (it does get easier don’t worry!)

First off, I’m a blogger so it seems wrong not to mention it, but more importantly, it’s a legitimate way to make money. It’s quite possibly the least straight-forward way on this list, but it’s very doable and it’s also quite possibly the funnest way on this list. I love blogging and I know hundreds of bloggers who feel the same. So let’s talk about making money blogging and what it really means.


Some pay with points that are redeemable for cash or goods and typically you must rack up a bunch to redeem them for anything of significance. Others may give you a gift card, discount, or another token of appreciation for participating. Many others pay nothing or only offer sweepstakes entries for completing screening surveys to determine your eligibility for other, paid surveys. A few don't pay much of anything, unless you recruit others, as in a pyramid scheme.
Etsy is the most popular online marketplace for handmade goods and crafts. From bracelets to phone cases, rings, furniture, and more, Etsy is perfect for anyone who is creative and wants to sell their handmade creations. As long as you have the space, this can make for one of the best ways to make money online that can be started with a very limited investment. Consider these 5 steps to starting an Etsy store, from Handmadeology.
Reddit is a social discussion forum, a news aggregation site, and an online content rating platform which gained popularity in 2008. The company was founded by Steve Huffman and Alexis Ohanian in 2005 who were roommates from the University of Virginia with majors in Computer science and commerce respectively. Reddit became a subsidiary of Advance Publications; a US-based Media Company, in September 2011. A year later, Reddit became an independent organization, with Advance as its largest shareholder.
As well as using your laptop, you can fill in MySurvey forms on the move by using their app available for both Apple and Android phones. This is perfect because surveys should really be about filling time, rather than dedicating particular time to them, so being able to pass time in queues or while commuting and simultaneously make money is very appealing.
After joining a survey site, you provide some personal and demographic information, which legitimate survey sites will keep private. That information will be used in choosing participants to take surveys on certain goods and services. If you get selected to take part in a survey, you will be notified through mail to take a short survey to see if your profile suits that survey. When you are deemed qualified, you will be requested to take a longer survey.
Cryptocurrency or digital currency is the next big thing in currency trading. It’s a digital asset that is used as a method to pay for things, that isn’t run by a government or institution. Bitcoin is the most well known digital currency and was trading at $200 per Bitcoin back in 2013. Now it is worth over $17k and is expected to be worth well over $1m in 2022.
Get surveys. Most survey companies will notify you of available surveys by email. Some are immediately available for you to take. For others, you may have to spend a couple of minutes answering presurvey questions to ensure that you fit the demographic. If you do, you can go on to take the survey (and get the reward). Other times, you may get products in the mail that you’re meant to review.

With drop shipping, you’re effectively partnering with a manufacturer or wholesaler to sell their products. This way, you don’t pay upfront costs to buy inventory, aren’t sitting on unsold items taking up expensive warehouse space, and don’t have to deal with shipping the products yourself. You simply create your site, fill it with drop shippable products, and drive in customers, with almost everything else done for you.


Bloggers and webmasters are always looking for new and unique content for their blogs and websites. Digital point forums can be a good place to start making decent money even though its full of scammers and spammers. You will be paid $2-$10 per article depending on the quality. You’ll be instructed on the quality of articles, niche, number of words, etc. while making a deal.
Once you’ve had children, many parents find themselves caught in the trap of needing to work but wanting to stay home with their kids. Creating your own parenting blog can not only be a way to make some money, it can also help you connect with other parents and make sense of those crazy sleepless early parenting years (it does get easier don’t worry!)
By only sending you questionnaires you are already qualified for, Pinecone wastes far less of your time than many sites which require you to fill our qualifying questions before starting each survey. However some users have said they don’t receive very many surveys, which could be a consequence of their careful filtering. Equally the site retains the right to remove you from their panel if you no longer fit their desired demographic, so make the most of your membership while you have it! 

ThredUP sends you a free Clean Out Kit to fill with all the gently used, on-trend clothes you no longer wear. They'll take care of everything else, including professionally photographing your items and listing them on the site. You receive an upfront payout once the items are processed, or if it's a unique item, you'll be paid once it's sold. Payouts are offered in the form of ThredUP store credit or donation to a cause, or you can transfer the cash to PayPal.

There's no such thing as free, someone or something will have to pay to make the Qs you earn worth something. Right now, all you get paid is roughly 10,000 numbers; they have no value, and no proof has been provided that they will have value in the future. On the other hand, the safety is the only point they make that's both good and verifiable. As I said above, their founder Saar Wilf was also the founder of a fraud protection company called Fraud Sciences. It has since been acquired by PayPal, and as far as I can tell, their fraud protection integrated with PayPal to this day.
As far as I can see, the survey occupies three places in the average Brit's mind: Les Dennis shouting it between the words "our" and "says" on Family Fortunes; unfortunate adults whose job it is to ask people in the street what kind of chow mein they normally get with their Chinese delivery; and the pop-ups your grandparents get on their computers because they haven't discovered AdBlock yet.
My wife has a few apps on her phone that allow her to do surveys at stores and they put money into her PayPal account. There has been a few months that she has made 100$ + or -, she has even received reimbursements for groceries she had to purchase as part of the survey. SurveyMini gets you gift cards, there is also easy shift and field agent, hope this helps.
If you’re a skilled worker in a specific niche, like marketing, design, or software development, there are specialty marketplaces that cater just to you. These are amazing places to make money online as you know that the people visiting them are looking specifically for the skills you have. Check out places like 99Designs or Dribbble for designers, Cloudpeeps for marketing and SEO professionals, and TopTal, Crew, or Gigster for high-level software developers. Once you've built up your development skills, you can begin building a brand for yourself as a higher-value consultant and start charging brands for larger projects like implementing an entire WordPress security overhaul or migrating a website from http to https.
Prior to that group, they had an online community for teachers looking for lesson plans. That probably sounds pretty random, but it's crazy the type of communities you can build and rally people around. If it's something that you're passionate about yourself and you want to connect with others that have that same passion, then an online community is something you should definitely consider.

25. Products – You can create your own product, such as an ebook or computer software. You would then use your blog as a promotion tool to get people to buy your product. As long as you create a legitimate product with a whole lot of value, you should be able to get some buyers, but like everything else with a blog, you’ll need the traffic to get the sells.
Get surveys. Most survey companies will notify you of available surveys by email. Some are immediately available for you to take. For others, you may have to spend a couple of minutes answering presurvey questions to ensure that you fit the demographic. If you do, you can go on to take the survey (and get the reward). Other times, you may get products in the mail that you’re meant to review.
So many people dream of writing a book, but never go through with it. Yet no matter what, I’m sure you have experience and value you could give through writing a book. By packaging your skills and knowledge into a downloadable eBook that helps people learn a skill, advance their careers, or start a businesses, you can change someone’s life and even make good money online.
Now you’ve got many different options to start earning online. If you saw something that really interests you, try it out and learn more about it. If you’re really wanting to make a full-time income online, you need to be dedicated to learning how to do what you want to do. There are tons of free resources out there. You just have to search for them!
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Travel blogging is a hard industry to break into. However, the rewards can be worth it, and let’s face it, who doesn’t want to be paid for traveling around the world! There are numerous ways to monetize a travel blog, but affiliate marketing should predominantly be your focus. On your blog, promote hotels, tours, equipment hire services, flights, and anything else travel related. Then take a cut of the proceeds as your audience books their holidays based on your recommendations.
Cashback shopping: Who doesn’t love getting cash back? It's a great incentive for shopping because it feels like you're being paid to do so. It's usually best to use the offers only when you were already intending to buy the product. If you love saving money at discount stores or at places that offer cash back, there are a lot of survey sites out there that will open a lot more offers to you. Survey sites can offer cash back because they're paid a portion of the profit for referring you.
Ever since the idea of online auctions came into existence, the online selling market has been on the rise. Many are interested, but don’t know how to get started. There are still all kinds of ways to make money by selling online, whether you’re selling what you already have or buying and selling like a store. Before we get started, here are a few general tips when selling anything online: 

Reddit is a social discussion forum, a news aggregation site, and an online content rating platform which gained popularity in 2008. The company was founded by Steve Huffman and Alexis Ohanian in 2005 who were roommates from the University of Virginia with majors in Computer science and commerce respectively. Reddit became a subsidiary of Advance Publications; a US-based Media Company, in September 2011. A year later, Reddit became an independent organization, with Advance as its largest shareholder.
Surveys aren’t the best way to make money fast. But there’s a certain appeal to clicking a few buttons and earning money when you’d otherwise be doing nothing. Here’s our recommendation: Sign up for these legitimate survey sites all at once. Chances are, you’ll qualify for at least one or two surveys on each site a month, and the rewards will add up.
Bing Rewards – One of the big search engines will pay you to search??? That's amazing! Bing Rewards is Bing's program that awards you points each time you search. The rate changes and right now it's 1 credit per 2 searches, up to 15 credits a day on a computer. You get 1 credit for 2 searches up to 10 credits on mobile. You can get an Amazon.com gift card for every 475 points.
Before I talk about some of the methods for making money online, I wanted to address the role of pain versus pleasure. Every decision that we make in life is weighed on a pain-versus-pleasure scale. We will always do more to avoid pain than we will to gain pleasure, plain and simple. However, this is also what holds us back from succeeding in any endeavor.
Often, what happens is that we run into unscrupulous Internet Marketers (IMs) who have less-than altruistic intentions of extracting money from you rather than helping you to make it. However, this isn't something new. People have been falling for networking marketing, pyramid schemes, and affiliate marketing scams since before the start of the net.

If I have a blog that is getting 100,000 page views a month that means that I’m probably getting at least 50,000 people to the site (most blogs will do between 1.2 to 1.4 pages per session). That means I have to try and get some small percentage of those people to buy something from me if I really want to do well. If I can’t get them to buy something then (in some cases) I have ads running on the site that will make me money anyways.
The Field Agent app is available on Android and Apple devices. You only need to look for tasks within your area, do the research, submit the details of your findings and wait for your money. These tasks are simple and involve visiting stores and checking on issues such as display compliance, demos, and shelf availability. Each job may give you earnings between $3 to $12.
Mechanical Turk is Amazon's take on micro-jobs. These are small miniscule-jobs that you can do for other people, which they call HITs, or Human Intelligence Tasks. These are super simple tasks that anyone can do. Some examples are listing off some URLs with certain kinds of images for one cent, or recording a few phrases with a microphone for 6 cents.
Working online is something that pretty much anyone can do. If you are already browsing Reddit, you have the tools to make additional income. I am including payment proof as well as direct links to all of the sites, so everyone can see that it is actually possible and get started today. These are all legit sites and I have not been scammed or jipped by any of them for any amount. Feel free to do your own research about their trustworthiness if need be.

My next self-funded business hit $160,000 in revenue in its first year alone. After that first taste of self-made success, I’ve gone on to sign consulting contracts worth tens of thousands of dollars with startups like LinkedIn and Google, launch profitable online courses, and build a following of hundreds of thousands for this blog and my podcast series.


Sites like Zyoin and WiseStep connect employers with prospective employees, many of whom are already employed and not actively job-hunting via networking. The main benefit is knowing who these qualified candidates are. Rewards for referring a candidate who gets hired range from $50 to potentially several thousand dollars. If you know a stream of job-seekers, this is a great way to break into the recruiting business without the need for overhead costs.
If you've developed valuable skill sets or picked up certifications within your industry over the years, offering your consulting services to local business owners can be a lucrative way to make money online. Whether you're an expert marketer, business strategist, or manufacturing aficionado, there's likely a local business owner who's willing to pay you to help them solve an issue with their company. Start with this 18-step checklist to becoming a local business consultant from Karyn Greenstreet and then use my guide to crafting an effective cold email to convince them to hire you.
As long as there is still the written word, there will always be editors. Freelance editing and proofreading not only pays a decent hourly wage, it also gives you the chance to read about potentially interesting topics too. What's more, pursuing freelance writing & editing as a business idea can afford you a lifestyle that lets you travel the world as a digital nomad. You can find lots of job postings from companies and individuals in need of writing, proofreading, and editing services on Upwork, which makes this a high-demand opportunity to make money online.
As I have stated in my other posts, this is not a definitive list of everything a person can do online by any means. Do your own research on the subs I list, use Google, ask other people, and find what works for you. What I talk about works well for me, my family, and my schedule. Below I will explain why I chose this as a way to make money, provide a quick recap of the revenue streams that I have found to work, and provide payment proof for what I can.
Sometimes survey invitation links direct you to other survey companies, rather than keeping things in-house, which can feel a bit like spam. As is common in the industry, you can sometimes get stuck filling out lengthy qualifying questions which take up to 30 minutes just to see if you’re eligible for a survey. Needless to say if you find out you are not then this is extremely frustrating.
The times I have invested vary greatly, from one or two hours a day to well over 12 hours a day. I average somewhere around $6.25 an hour (admittedly never giving it 100% attention), but to me that is better than making nothing an hour. While it may seem excessive some days, I actually enjoy making money and I do some of it while I am at my day job, so it has become more of a time filler than actual work. Everyone will have their own experience but these are what have worked the best for me, either in time investment or having a little fun along the way.

Double check yourself, before you double wreck yourself. Make sure everything you send to a company, whether a résumé, an email or a portfolio, is good to go. Double check your grammar and wording, and for God’s sake use spell check! This is especially important when it comes to the company’s name. Don’t spell their name wrong and be sure to type it how they type it (e.g. Problogger, not Pro Blogger).


With apps being constantly developed, competent app developers are in high demand. Again, if you have the experience or skills to create successful apps then this could be something you could end up working on as a full-time freelancer. Check out adverts for developers on Toptal, a higher paying jobs site for experienced freelancers wanting to make money online.
If you have nothing of value to sell from home then retail arbitrage might be a better option for you. Many people partake in arbitrage to earn a little extra money, and for some it has even become their full-time job. Retail arbitrage is the buying of goods at a low price and then selling them on a different platform at a higher price. Sales in shops provide ideal opportunities to pick up products for next to nothing. These can then be sold on eBay or Amazon for higher amounts, making you a nice profit.
Now, for example if your just looking to earn buy getting paid through ad words or basically having as many redditors visit your site. But to achieve that, you must share compelling posts that are related to that sub-reddit. If not, well, get ready to be downvoted to oblivion because the Reddit community never likes a spammer and marketer. (although they have a sub-reddit for advertising and marketing) Also, its necessary you choose the perfect sub-reddit related to your nich. e.a Blog is about games then join r/gaming or r/lowendgaming.
Once you’ve had children, many parents find themselves caught in the trap of needing to work but wanting to stay home with their kids. Creating your own parenting blog can not only be a way to make some money, it can also help you connect with other parents and make sense of those crazy sleepless early parenting years (it does get easier don’t worry!)
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